By using this website, you accept and agree to the following terms and conditions. Please read this disclosure carefully before using this website.

This website is for informational purposes only and does not constitute a complete description of our services. Information throughout this site has been compiled from both internal and third-party sources that we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Therefore, you should therefore verify any information obtained from this website before you act upon it. Third-party information that is reproduced on this website does not constitute any endorsement of the third-party’s viewpoint.

This website may include links to third-party websites that may contain information that may be useful or interesting to you. We are not responsible for the content or the privacy polices of websites to which we may provide links to or the websites of any potential advertisers. You are solely responsible for your dealings with such third parties and we encourage you to read the terms of use and privacy policies on such third-party websites.

Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Additionally, nothing on this website should be used or considered as an offer, recommendation, or a solicitation to buy or sell to any financial securities or product. This website does not intend to provide tax or legal advice.

Cookies. Cookies are small text files that are placed on your computer, smartphone, tablet, or other web-browsing devices to help websites provide a better user experience. We use the information gathered by these cookies to compile reports on user activity, which helps ensure our website is working properly, improve the way it works, and make it more accessible to our visitors. Our cookies are used only to assist in producing overall site visitor statistics and cannot, by themselves, be used to find out the identity of any visitor. We don’t sell this information, nor do we disclose the information to third parties, except where required by law.

We use Google Analytics to collect information about the use of our website. Google Analytics uses cookies to collect aggregated data about how visitors use our website. We have also enabled Google Analytics Demographic and Interest Reporting, feature provided by Google Analytics Advertising, to learn more about our visitors. This feature allows Google Analytics to collect data about our website traffic via Google advertising cookies and anonymous identifiers.

For more information on Google Analytics, visit To opt-out of being tracked by Google Analytics across all websites, visit This allows you to download and install a Google Analytics cookie-free web browser. You can also prevent Google Analytics from recognizing you on return visits to this website by disabling cookies on your browser. If you’d like assistance deleting cookies or instructing your web browser to delete or refuse cookies, please visit the help pages of your web browser.

Changes to this Cookie Policy. We reserve the right to change, modify or update this statement at any time without notice.