Our Terms of Use are effective immediately upon being posted. This Terms of Use document describes the terms and conditions for using the website accessible via sentinel.stagingarea.org (“Website”), including all related and subsidiary webpages, and access to any optimized version of this Website via a wireless device.

Throughout these terms and conditions (“Terms of Use”) the words “Sentinel Trust,” “Company,” “we,” or “us” refer to Sentinel Trust Company, LBA, and the words “you” and “your” refer to the user visiting the Site and your institution or organization, if applicable. By accessing this Website, you acknowledge and agree to accept the following: (i) these Terms of Use, which constitute a legal agreement between you and Sentinel Trust; (ii) the Website privacy notice posted on our website (the “Privacy Policy”); and (iii) any other legal notices, conditions or guidelines located within the Website. If you do not agree to any of these Terms of Use or the Privacy Policy, please do not use the Website and exit now.

Important Legal Information about Privacy

The Terms of Use of Sentinel Trust’s Website apply to your use of this Website, form an integral part of your agreement with us, and are incorporated by reference into these Terms of Use. You should read the Privacy Policy carefully before you use this Website. By using this Website, you agree to these Terms of Use, including the terms contained in our Privacy Notice.

If we update our Terms of Use, we will post the updated Terms of Use here or notify you of such changes. Any such changes will be effective upon posting. You should consult the “Terms of Use” bar on this Website each time you visit the Website.

If you have any questions or comments about these Terms of Use, please contact us via the “Get in Touch” tab on the Website or write to us at Sentinel Trust Company LBA, 2001 Kirby Drive, Suite 1200, Houston, Texas 77019.

Disclosures

Sentinel Trust Company, LBA (the “Company” or “Sentinel Trust”) is a Texas limited banking association. The information found on the Company’s Website and Company’s various social media pages, specifically including videos and information posted to the Sentinel Trust LinkedIn page or other social media pages, and accompanying materials is for informational purposes only (herein after, “Website Content” or “Content”). It should not be considered legal, accounting, or financial advice. You should consult with an attorney or other professional advisor to determine what may be best for your individual needs.

Sentinel Trust does not make any guarantee or other promise as to any results that may be obtained from using the Website Content. You should not make any financial, tax planning/preparation or estate planning preparations without first consulting with your own attorney, tax advisor, or financial advisor, and conducting your own research and due diligence. To the maximum extent provided by law, the Company disclaims any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete, unreliable, or result in any investment or other loss.

The information presented on the Website and in the videos posted by the Company is believed to be factual and up to date, but the Company does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the presenter as of the date of publication, are subject to change, and do not constitute personalized investment advice. No content of any Company video or material on the Website should be construed as an offer to buy or sell, or solicitation of any offer to buy or sell any security. Past performance is not indicative and is no guarantee of future results. Investments are always subject to market risks and potential loss of principal invested.

Content contained on or made available through the Website or on Company social media is not intended and does not constitute legal or investment advice and does not form an attorney-client relationship. Your use of the information found or contained on the Company’s website or materials linked from the website is at your own risk.

Content

One purpose of this Website is to provide general information about Sentinel Trust and our events and services. From time to time, Sentinel Trust may also grant you access to additional content such as online presentations on investment topics provided by Sentinel Trust and as made available on this Website, through a Client Login, and/or on Company social media, specifically including Sentinel Trust’s LinkedIn page. Such information and content (“Content”) provided by Sentinel Trust is for general information only and does not constitute financial or investment advice. The use of this Website does not create any client relationship between you and Sentinel Trust or make you eligible for any services from Sentinel Trust.

Although our goal is to provide accurate information, certain information made available on this Website may not be accurate or up to date. We may change, add, or remove some or all of the Content on this Website at any time and reserve the right to discontinue or suspend any portion of this Website including, without limitation, any Client Login, at any time for any reason. This Website is intended for United States audience. If you live outside the U.S., you may see information on this Website about opportunities or services that are not available or authorized in your country.

Subject to these Terms, Sentinel Trust grants you a personal, nontransferable, nonexclusive, revocable, limited license to view the Content on the Website for the sole purpose of learning information. You may also print a reasonable number of copies of the Content for your personal use, but in such case, you must reproduce all proprietary copyright and trademark notices. All rights, title, interest in and to the Website, all portions thereof, including the Content, and all intellectual property rights, including all copyright, trademark, patent and trade secret rights therein shall remain with Sentinel Trust and our respective licensors as may be the case, and no ownership interest is transferred to you or any other entity by virtue of making the Content available on this Website or granting you these licenses.

Cookie Statement

What are Cookies? Cookies are small text files that are placed on your computer, smartphone, tablet, or other web-browsing devices to help websites provide a better user experience. We use the information gathered by these cookies to compile reports on user activity, which helps ensure our website is working properly, improves the way it works, and makes it more accessible to our visitors. Our cookies are used only to assist in producing overall site visitor statistics and cannot, in themselves, be used to find out the identity of any visitor. We don’t sell this information, nor do we disclose the information to third parties, except where required by law.

Types of Cookies We Use: We use Google Analytics to collect information about the use of our website. Google Analytics uses cookies to collect aggregated data about how visitors use our website. We have also enabled Google Analytics Demographic and Interest Reporting, a feature provided by Google Analytics Advertising, to learn more about our visitors. This feature allows Google Analytics to collect data about our website traffic via Google advertising cookies and anonymous identifiers. For more information on Google Analytics, visit policies.google.com. To opt out of being tracked by Google Analytics across all websites, visit tools.google.com/dlpage/gaoptout. This allows you to download and install a Google Analytics cookie-free web browser. You can also prevent Google Analytics from recognizing you on return visits to this website by disabling cookies on your browser. If you’d like assistance deleting cookies or instructing your web browser to delete or refuse cookies, please visit the help pages of your web browser.

External Links: This website may include links to third-party websites that may contain information that may be useful or interesting to you. We are not responsible for the content, or the privacy polices of websites to which we may provide links to or the websites of any potential advertisers. You are solely responsible for your dealings with such third parties, and we encourage you to read the terms of use and privacy policies on such third-party websites.

Managing Cookies: You can control and/or delete cookies as you wish. You can delete all cookies that are already on your computer, and you can set most browsers to prevent them from being placed. However, if you do this, you may have to manually adjust some preferences every time you visit a site, and some services and functionalities may not work.

Access to Client Portal

If you are a Sentinel Trust client or prospective client (or a respective duly authorized representative), you may have been granted access by Sentinel Trust to certain non-public portions of the Website or service offerings otherwise made accessible to you (for example, by an electronic invitation providing a link to a log-in page) through a uniquely assigned log-in from Sentinel Trust (“Client Login”). These terms do not amend or supersede any existing client agreements or other agreements that you may have with Sentinel Trust but are in addition to such agreements and govern your use of our Website including Client Login.

Unless otherwise specified in these Terms, on the Website or on a specific Client Login, these Terms apply to all materials, tools, and services provided through our Website including use of Client Login. These Terms constitute a legally binding agreement between you and Sentinel Trust Company, Inc. (“Sentinel Trust”).

By using our Website including Client Logins or any other services or tools available to you through them, you agree to be bound by these Terms. We may update these Terms at any time, and such updated versions will be posted on the Website. It is your responsibility to review these Terms from time to time. By continuing to use the Website or any services available to you through our Website or Client Login, you consent to any updated version of these Terms posted on the Website.

Client Login

If you are a Sentinel Trust client or prospective client (or a respective duly authorized representative), you may have been granted access by Sentinel Trust or its vendors to one or more Client Logins.

Our Client Logins are subscription-based services that we procure from third-party providers for use by our clients. While we work with our third-party providers in order to provide these services to you, except as may be expressly provided in these Terms or in our Privacy Policy, Sentinel Trust does not control and is not responsible for the account access, record retention, and security and privacy of Client Logins.

Our Client Logins include an internet-based portfolio reporting system with a dynamic online client portal that provides portfolio performance with Sentinel Trust through a service provided to us by Summitas.

We may furnish to you on Client Logins, access to Reporting Materials and Financial Tools. “Reporting Materials” as used in these Terms means include any information furnished by Sentinel Trust or its related parties, which include, without limitation, various papers, documents, financial statements, projections of income and cash flow, information about future or potential transactions, and other materials.

Electronic Communications

When you visit the Website, send communications to us using the “Contact Form” feature on the “Get in Touch” tab of the Website, or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You further agree that contacting us through the contact form on the Website does not constitute a client relationship between you and Sentinel Trust. You should not send sensitive information through the Website contact form.

Governing Law and Forum

The laws of the State of Texas govern these Terms of Use. Any dispute relating to these Terms of Use or your use of the Site shall be resolved solely in the state or federal courts located in Harris County, Texas. You agree to waive trial by jury in any such action.

Limitation of Liability and Disclaimers

IN NO EVENT SHALL SENTINEL TRUST COMPANY LBA OR ITS RELATED PERSONS (AS DEFINED BELOW) BE LIABLE TO ANY PARTY FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS OR DAMAGES, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (“DAMAGES”) ARISING OUT OF OR IN CONNECTION WITH ANY ACCESS, USE (OR INABILITY TO USE) OR DISTRIBUTION OF THE SITE OR CLIENT PORTAL, INCLUDING DAMAGES CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION, OR ANY SITE CONTENT OR INFORMATION OBTAINED THROUGH USE OF THE SITE, EVEN IF GRESHAM PARTNERS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

Sentinel Trust, its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees, affiliates and agents (collectively “Related Persons”) make no representations or warranties of any kind and specifically disclaim any and all warranties of any kind, express or implied, with respect to the Site, including any representations or warranties with respect to merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, freedom from viruses or malware, completeness, timeliness, functionality, reliability, sequencing or speed of delivery.

While we use reasonable efforts to obtain information from reliable sources, Sentinel Trust does not warrant that the information in this Website is accurate, reliable, complete, or correct, that this Website will be available at any particular time or location. Such information or materials are provided “as is” and “as available.” Please be aware that there is no such thing as “perfect security” on the Internet, and third parties may unlawfully intercept or access transmissions or private communications, and accordingly electronic mail and other transmissions to and from the Website or made via the Website may not be secure. To the extent that applicable law may not allow the exclusion of implied warranties, the above exclusions may not apply to you.

Indemnification

By accessing this Website, you agree to indemnify us and our directors, officers, employees, agents, and consultants and hold them harmless from any and all claims and expenses, including attorney’s fees, arising from your use of this Website or your violation of any term of these Terms of Use.

Other Restrictions on Conduct

You agree not to disrupt, modify, or interfere with the functioning of this Website or any services provided on or through it. You further agree not to disrupt, modify, or interfere with in any way any software, hardware or servers associated with this Website, and you agree not to impede or interfere with others’ use of this Website. You also agree not to alter or tamper with any information or materials on, or associated with, this Website or services provided on or through it.

International Use

The Website is operated and controlled by us in the United States, and the Website Content provided in or accessible through the Website is, unless otherwise specified, directed at residents of the United States. Despite the global nature of the Internet, Sentinel Trust makes no claims that the Website Content or the Website are appropriate or may be viewed or used outside the United States. Access to the Website from countries or territories where such access is illegal is prohibited. Sentinel Trust makes no representations that the transactions, projects, or services discussed on or accessible through the Website are available or appropriate in all jurisdictions or by all users. Those who access the Website from outside the United States do so at their own initiative and are responsible for compliance with local laws, rules, and regulations.

Ability to Accept Terms of Use

You affirm that you are more than the age of majority in your jurisdiction and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.

Severability and Enforceability

If any provision or portion of these Terms of Use is held illegal, invalid, or unenforceable, in whole or in part, it shall be modified to the minimum extent necessary to correct any deficiencies or replaced with a provision which is as close as is legally permissible to the provision found invalid or unenforceable and shall not affect the legality, validity or enforceability of any other provisions or portions of these Terms of Use.

Termination/Exclusion

We reserve the right, in our sole discretion, to revoke, terminate or suspend any and all privileges associated with accessing this Website for any reason or for no reason whatsoever including improper use of this Website or failure to comply with these Terms of Use, and to take any other action we deem appropriate.