Before diving into a recap of 2019 and our 2020 market overview, I want to thank each of you who has taken the time to meet with me over the past four months. It has been extremely helpful to understand the families we are serving and to hear firsthand your thoughts and honest feedback on your experiences with Sentinel Trust. For those of you I have not yet met, I look forward to doing so. Please know that I am happy to speak with you or meet at any time to discuss your portfolio, the markets or any other concern.
One of the cornerstones of Sentinel Trust’s culture that attracted me to the Firm is the paramount focus on service and fiduciary duty, and I am committed to ensuring that every investment decision is guided by these principles. Now, I’ll address the markets.